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Centier Bank

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Centier Checking
A flexible personal checking account experience for effortless banking!
  • Minimum balance to open: $50
  • Monthly fees: $0 (with e-Statements or direct deposit, or $100 minimum daily checking account balance OR $2/month)
  • Applicants must be at least 18 years old to apply
  • Debit card included
Interest Checking
A flexible personal checking account that earns interest.
  • Minimum balance to open: $50
  • Monthly fees: $0 (with e-Statements or direct deposit, and a $500 minimum daily checking account balance or $1,000 average monthly balance with this account OR $4/month)
  • Interest paid: Monthly
  • Applicants must be at least 18 years old to apply
  • Debit Card included
50 Advantage Checking
An interest-bearing checking account for clients age 50 and better!
  • Earns interest
  • Minimum balance to open: $50
  • Monthly fees: $0 (with e-Statements or direct deposit, or $100 minimum daily checking account balance OR $2/month)
  • Interest paid: Monthly
  • Debit Card included
Statement Savings
Our most popular savings account.
  • Minimum balance to open: $100
  • Minimum balance to earn interest: $100
  • Monthly fees: $0 (with $100 minimum daily savings account balance OR $4/month)
  • Interest paid: Quarterly
  • Applicants must be at least 18 years old to apply
Advantage Savings
Exclusive to 50 Advantage members.
  • Minimum balance to open: $0
  • Minimum balance to earn interest: $0
  • Monthly fees: $0
  • Interest paid: Monthly
Consumer Certificate of Deposit
A CD (certificate of deposit) is a type of deposit account that’s payable at the end of a specified amount of time (referred to as the term).

View our Rates
  • Minimum balance to open: $1,000
  • Applicants must be at least 18 years old to apply
3 Month
Free Checking
A totally free checking account with no overdraft charges.
  • Minimum balance to open $0
  • Monthly fees $0
  • No minimum balance requirement
  • Applicants must be at least 18 years old to apply
  • Debit Card included
3, 6, and 12 mo CD Bundle
3 Products
A CD Bundle allows you to invest in multiple CDs at once with different maturity dates.
  • A long-term CD has a fixed interest rate regardless of market fluctuation
  • A short-term CD gives you access to CD funds sooner should you  need them
  • Minimum balance to open:  $1000 minimum balance requirements need to be met separately for each CD.  For example a CD Bundle comprised of 3 CDs requires $3000.
  • Applicants must be 18 years old to apply
Connect Checking and Savings Bundle
2 Products
Centier Connect links your checking and savings and rewards you with a premium savings rate up to 3.75% APY. *
  • Premium savings rate
  • Checking account monthly fees: $0 (with e-Statements or direct deposit, or $100 minimum daily checking account balance OR $2/month)
  • Interest paid: Checking – N/A, Savings - Monthly
  • Applicants must be at least 18 years old to apply
  • Debit Card included
Money Market Premium
Earn competitive interest on higher account balances with tiered rates!
  • Minimum balance to open $100
  • Minimum balance to earn interest: $0
  • Monthly fees: $0
  • Interest paid: Monthly
  • Applicants must be at least 18 years old to apply